Visitor Insurance Mistakes Families Make (and How to Avoid Them)
When parents or relatives visit the United States from abroad, most families know they need visitor insurance. Unfortunately, many people discover too late that simply “having insurance” is not enough. A poorly chosen visitor insurance plan can still lead to denied claims, unexpected bills, and enormous stress during medical situations. U.S. healthcare is expensive, complex, and unfamiliar to many international visitors. Without proper planning, families often assume they are protected when they are not. This article explains the most common visitor insurance mistakes families make and how to avoid them, so you can protect your loved ones without unnecessary financial or emotional strain. Why Visitor Insurance Requires Careful Planning Visitor insurance is not the same as domestic health insurance. Coverage rules, exclusions, limits, and claim processes vary widely between plans. Many plans look affordable upfront, but fail to cover the situations families actually face when parents vi...
