Navigating Health Insurance After Job Loss in California

Losing a job is never easy. Beyond the financial and emotional stress, one of the biggest concerns for Californians is health insurance . In a state where medical care can cost thousands of dollars for a single ER visit, going without coverage isn’t an option. Fortunately, California offers multiple paths to maintain or find new health coverage after job loss. From COBRA to Covered California marketplace plans , Medi-Cal , and short-term solutions, there are options to fit different budgets and needs. This guide breaks down each choice, compares costs, and provides step-by-step advice—helping you protect yourself and your family while you focus on getting back on your feet. The High Stakes of Losing Coverage in California Healthcare in California is among the most expensive in the U.S ● ER Visit: $2,500+ (average without insurance) ● Hospital Stay: $10,000–$20,000 for just a few nights ● ...